How to send money abroad from Canada
Sending money to family overseas shouldn't feel complicated. Here's a clear walkthrough — from setting up the Express Remit app to your recipient getting paid — plus a few tips to make every transfer smoother.
1. Set up your account
Download the Express Remit app and sign up with your email and phone number. You'll create a secure password and, on most devices, you can enable fingerprint or face sign-in so getting back in later is quick.
2. Verify your identity
Because we're a regulated money services business, we confirm who you are before your first transfer. Have a government-issued photo ID handy — a driver's licence or passport works well. Verification usually takes just a few minutes, and it keeps everyone in the network safer.
3. Add your recipient
Choose who you're paying and how they should receive the money — for example a bank deposit, mobile wallet, or cash pickup, depending on the destination. Double-check the recipient's name and account details: getting these right the first time is the single best way to avoid delays.
4. Check the rate and fees
Before you confirm anything, the app shows you the exchange rate, the fee, and — most importantly — the exact amount your recipient will receive. There are no surprises buried in the fine print. If the number looks right, you're ready to send.
5. Confirm and track
Send with a tap, then follow the transfer in real time. You'll see when it's processing and when it lands. Save the recipient so your next transfer is a two-tap repeat.
A few tips for smoother transfers
- Send earlier in the day where possible — some payout methods pause overnight and on weekends in the destination country.
- Match the name exactly as it appears on the recipient's bank account or ID.
- Keep your app updated so you always have the latest security and payout options.
- Watch the all-in amount, not just the headline rate — what your family receives is what matters.
That's it. Once your account is set up and your recipient is saved, sending money home takes under a minute.